Our Investment Philosophy

We are proud that our investment recommendations have delivered great results for our clients. 

It’s all due to our formal process and our Core Investment Beliefs.

We aim to achieve the best possible returns for all our clients using our core investment beliefs and adapting this to our client’s risk profile and financial objectives. 

Here below are our core set of investment beliefs that we apply consistently and successfully for our clients:

Diversification

Diversification is the best way to reduce investment risk and smooth returns.

We believe the foundation of a sound investment strategy is diversification across different industries, asset classes, countries and investment styles.

Research

All investments we recommend are extensively researched by us in collaboration with one of Australia’s largest research houses “Lonsec”. 

When selecting Actively Managed investments we look for a very experienced management team, a strong track record, and the management team are also personally invested in the fund, as this aligns their interest and commitment to achieve the best possible returns. 

Proactivity

We proactively review our investments at least quarterly, to ensure they continue align with our core investment beliefs.

Discipline

It’s a well known fact with investing; Time in the market is more important than timing the market.

Being disciplined means not over-reacting to short term market movements that are part of the inevitable investment and economic cycle.

Taking a strategic approach to investing, whilst maintaining a long term outlook can prevent some of the pitfalls that unsuccessful investors suffer when letting emotions guide their investment decisions.

Investment Styles

Our investment portfolios are all personally constructed by us, and tailored to your personal risk profile and goals. 

When designing your portfolio, we consider both Actively managed and Index style funds.

This blended approach provides the best of both worlds – it increases diversification, it can potentially reduce volatility and preserve capital during market downturns and take advantage of outstanding returns during rising/bullish markets, while keeping the overall fee lower.

We also look to specialist investments where appropriate, such as emerging markets.

Your investment goals come first

We have a legal and ethical “Best Interest Duty” – meaning your needs and goals come first.

We are not tied to any single provider or fund manager as we’ve always held ourselves to the most rigorous fiduciary standards, putting our clients at the centre of everything we do, as our clients entrust us with their financial futures. 

Rest assured, your portfolio will be constructed to your own individual needs.

We take no commissions from any investments. 

We proactively manage your finances with as much commitment and interest as we do our own, constantly seeking to maximise your wealth.