Fee For Advice
We pride ourselves on our transparency, so before we start working together, you’ll know exactly what services we’ll provide and what they will cost. We’ll only start working for you when we have your written acceptance.
We firstly offer clients a free discovery call, where we can get to know you and your goals. If we determine we’re a good fit for each other, we’ll progress to a free meeting which will be held via Zoom. During this meeting, we’ll be able to further discuss your aspirations, goals and how we can help you further. This meeting is free and comes with no obligation.
After this meeting you’ll be provided with our service agreement to get started, which will detail the goals we will cover in your Financial Plan (Statement of Advice) and the cost.
Your Financial Plan and recommendations will contain a high level of research and modelling, which demonstrate how the recommendations are in your Best Interest. We never take commissions from investments.
What is included in your Financial Plan (formally known as a ‘Statement of Advice’).
- Researching and analysing your existing investments and financial set up.
- Comparing your current investments and making recommendations on more suitable investments
- Developing a detailed and concrete plan to help you maximise your money and achieve your current & future financial goals.
- Our recommendations come with complex modelling & projections. This provides clarity on many of your important questions.
What are your fees?
Advice fees start from $4,400 for your initial plan and implementing the recommendations.
Fees depend on the complexity of the advice and the time required to implement the advice.
We understand that financial advice is an investment on your part, so that is why we keep our fees very competitive compared with other advice firms and we only take on clients we can see will very much benefit from the financial recommendations. Good advice should more than pay for itself.
This has been demonstrated in countless studies:
- Vanguard (one of the word’s largest money managers) quantifies the value of advice as an extra 3% per year for the client.
- Research conducted by Russel Investments shows that the extra value that a financial adviser can provide is 5.2% or more per year
Our Ongoing Advice Service.
We have seen that our clients achieved the best outcome where there is a continued relationship with us.
The Ongoing Advice Fee is a fixed monthly fee for managing your finances from year to year, including:
- Quantifying, measuring and tracking your overall financial strategy relative to your financial and lifestyle goals.
- Pro-actively adjusting your established financial strategy in line with legislative and economic changes.
- Tracking and reporting on portfolio performance, including ensuring your Asset Allocation is optimised.
- Pro-actively recommending adjustments within your investment portfolio where we feel it’s in your Best Interest.
- Helping you manage any expected or unexpected life events.
- Managing dividend payments, fund distributions and other investment income and outgoings.
- Keeping you informed about significant market developments and changes to the Law which could impact/benefit you.
- Proactively identifying new investment opportunities and mitigating emerging risks.
Ongoing fees will also be quoted prior to us starting work on your initial Financial Plan.